Free Placement Program Available  ·  No Equipment Cost to Switch
0% Consumer Choice Program

Stop paying processing fees.
Start keeping 100% of every sale.

EPAY POS's Consumer Choice Program shifts the processing cost to the transaction — so you pay $0, with no equipment cost to switch. Fully compliant with or without shelf price changes.

See My $0 Rate → How it works
✓ Free statement review
✓ Compliant with or without shelf price changes
✓ Local Troy, MI support team
Your Rate Review Instant Estimate
Current processor fee 2.9% + $0.30
Monthly terminal rental $0.00
EPAY Consumer Choice rate $0.00
You keep 100%

Compliant with or without shelf price changes, per your state's requirements.

Save money with EPAY

Our team analyzes your rates, fees, and monthly charges line by line — often uncovering hidden costs most business owners never notice. It takes just a minute and could save you hundreds every month.

Upload My Statement
✦
AI Statement Analyzer
Reading your statement…
Estimated monthly savings
$0
based on your uploaded statement
Get My Exact Rate → Upload a different statement

Trusted by 20,000+ restaurant and retail merchants nationwide

How it works

Three steps. No downtime, no gap in service.

Most merchants have never had their statement reviewed line by line — we do it in minutes.

1

Send your statement

Upload a recent processing statement or PDF — takes about 2 minutes. We review the real line items, not a generic estimate.

2

See your real number

We show you exactly what you're paying today versus your $0 Consumer Choice Program rate, in writing, before you decide anything.

3

Switch with no gap

If it makes sense, we handle setup and terminal placement. Most merchants are live within days, with zero disruption.

Hardware Options

One partner, every counter.

From full-service dining rooms to quick-serve counters to a basic terminal at the register — we equip the setup you actually run. First-time merchants get as many devices as they need, free.

EPAY Table dual-screen POS with customer-facing display
Full-Service Restaurants

EPAY Table

Best for dine-in & table service

Drag-and-drop floor plans, split checks, seat-level ordering, course firing, and bar/tab mode — built for full table management.

From $49.99/mo or $1,299.99FREE
EPAY Mini handheld payment terminal
Quick Serve & Counter Service

EPAY Mini / Handheld

Best for QSR, mobile & tableside

A fast, portable handheld for taking orders and payments anywhere — counter, drive-thru line, curbside, or tableside. Available with or without a built-in receipt printer.

Starting at $299.99FREE
EPAY Retail countertop POS system
Retail, C-Store & Specialty

EPAY Retail

Best for retail, liquor, smoke & c-store

Inventory management, real-time sales tracking, promotions, and all payment types in one countertop system built for fast checkout lines.

From $49.99/mo or $1,299.99FREE
EPAY Kiosk self-order stand
Self-Order & High Volume

EPAY Kiosk

Best for self-service & QSR volume

A self-order kiosk that keeps lines moving during peak hours, freeing up staff and speeding up throughput for high-volume counters.

Starting at $2,199.99FREE

First-time merchants get every device above FREE through our Free Placement Program — as many units as your business needs, at no upfront cost.

★★★★★

"I didn't realize how much we were losing every month until someone walked me through the statement. Switching took less effort than I expected."

Independent restaurant owner, Metro Detroit
Free Rate Review

See your $0 processing rate

Tell us a bit about your business — we'll follow up with your actual numbers.

No obligation. We'll only reach out about your rate review.